If goods are faulty, a service is poorly carried out, or digital content does not work properly, the Consumer Rights Act 2015 gives you clear steps to follow.
This guide explains what to do — quickly and practically — if a business refuses to put things right.
For a full explanation of your protections, see How It Protects You (Goods, Services and Digital Content).
Step 1: Identify What Type of Purchase It Was
Your rights depend slightly on what you bought:
- Goods – physical items like appliances, clothing, electronics
- Services – work such as repairs, building, cleaning, professional services
- Digital content – downloads, apps, software, streaming services
If you are unsure, start with:
Step 2: Check What Has Gone Wrong
Ask yourself:
- Is it faulty or defective?
- Is it not fit for purpose?
- Is it not as described?
- Was the service carried out without reasonable care and skill?
These are the core legal standards under the Act.
Step 3: Contact the Trader First
You must usually give the business a chance to resolve the issue.
Contact them:
- As soon as possible.
- Preferably in writing (email is fine)
- Clearly explaining what is wrong.
- Stating what remedy you want.
Be clear and direct. For example:
“The goods are not of satisfactory quality under the Consumer Rights Act 2015. I am requesting a repair or refund.”
Step 4: Know Your Remedy
If You Bought Goods
- Within 30 days: you may reject for a full refund.
- After 30 days: request repair or replacement.
- If repair fails: final right to reject or price reduction.
See Short-Term Right to Reject and Repair or Replacement.
If You Paid for a Service
- Request repeat performance (fix the work)
- If that fails: request a price reduction.
If You Bought Digital Content
- Request repair or replacement first.
- If that fails: request a price reduction or refund.
See Digital Content – Your Rights.
Step 5: Escalate If Necessary
If frontline staff refuse to help:
- Ask for a manager.
- Contact head office.
- Use the company’s formal complaints process.
Keep copies of all correspondence.
Step 6: Consider Card Protection
If you paid by card:
- Credit card (over £100): consider Section 75
- Debit or credit card: consider Chargeback
This can give you an alternative route to recover your money.
Step 7: Send a Letter Before Action
If the trader still refuses to comply, send a formal Letter Before Action.
This tells the business you will start court proceedings if the issue is not resolved within a set deadline (usually 14 days).
Many disputes are resolved at this stage.
Step 8: Small Claims Court (If Needed)
If the business ignores your letter, you can issue a claim in the Small Claims Court.
For most consumer disputes under £10,000 in England and Wales, the small claims track is designed for individuals without a solicitor.
You can also contact Citizens Advice Consumer Service for guidance before starting court action.
In Simple Terms
If something goes wrong:
- Identify the problem.
- Contact the trader.
- Request the correct legal remedy.
- Escalate if necessary.
- Use card protection or court action if needed.
The Consumer Rights Act 2015 gives you enforceable rights — but you must assert them clearly and follow the correct steps.
