If you live in Scotland, some of the most important help with the cost of living is devolved – run by the Scottish Government and your local council rather than by Westminster. That means the schemes, and the benefits you can claim, are often different from the rest of the UK. This page explains the main sources of local and national support in Scotland and how to reach them.
The Scottish Welfare Fund
The Scottish Welfare Fund is funded by the Scottish Government and delivered by all 32 local councils. It offers two kinds of grant, neither of which has to be paid back:
- Crisis Grants – for an emergency or disaster, such as a fire, flood, or having no money for food or heating, where there is a risk to your safety or wellbeing.
- Community Care Grants – to help you set up or stay in a settled home, for example after leaving care, hospital or prison, or if you are facing exceptional pressure.
You apply through your local council. Crisis Grant decisions are usually made quickly – often by the end of the next working day. The fund is discretionary, so amounts and awards depend on your circumstances.
Council Tax Reduction
If you are on a low income or claim certain benefits, you may pay less through the Council Tax Reduction scheme, which applies across Scotland. There are also discounts and exemptions – the single person discount, and reductions where someone is a full-time student or is severely mentally impaired, among others. Apply through your local council.
Free energy advice
Home Energy Scotland, funded by the Scottish Government, gives free, impartial
advice on cutting energy bills, keeping warm and improving your home. Advisors
can also check whether you qualify for support such as Warmer Homes Scotland.
Call their freephone line to speak to an adviser.
Devolved benefits and getting advice
Many benefits in Scotland are delivered by Social Security Scotland, including payments such as the Scottish Child Payment and Best Start grants. Because rules change and eligibility depends on your situation, it is worth having a benefits check. Citizens Advice Scotland offers free, confidential help, and your council may fund local welfare-rights advice. For wider guidance, see our help for households hub and our overview of grants and support.