The ECO4 grant helps UK households lower their energy bills and improve home efficiency.
If you’re wondering whether you qualify, what help is available, or how to apply, this guide walks you through everything you need to know.
Who Can Get Help Under ECO4?
The ECO4 grant is open to homeowners, private tenants, and landlords whose tenants qualify. It’s designed for households struggling with high energy costs.
One of the first checks is your Energy Performance Certificate (EPC) rating. To qualify, your property usually needs to be rated D, E, F, or G. Why? Because the scheme prioritises homes that really need upgrades. If your property is already energy efficient (rated A, B, or C), the improvements wouldn’t make as big a difference.
If your EPC is D or below, your home could benefit from improvements like insulation, heating upgrades, or renewable energy systems.
You may also qualify if you or someone in your household receives one of these benefits:
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Income Support
- Universal Credit
- Pension Credit (Guarantee or Savings Credit)
- Housing Benefit
- Child Benefit
Landlords can also apply if their tenants meet the above criteria.
What About Households Not on Benefits?
That’s where LA Flex (Local Authority Flexible Eligibility) comes in.
This part of ECO4 lets councils support households that don’t receive benefits but still live in cold, inefficient homes or have vulnerabilities.
- Your total household income is under £31,000 (before tax)
- Someone in the home has a health condition made worse by the cold, such as:
- Asthma or respiratory illness
- Cardiovascular issues
- Mobility limitations like arthritis
- Cancer or immune disorders
- Neurological conditions
What Kinds of Upgrades Are Available?
ECO4 grants cover a wide range of free home improvements, including:
- Boiler replacements
- Electric storage heaters
- Internal wall insulation
- Cavity wall insulation
- Loft insulation
- Solar panels
- Air source heat pumps
- Modern heating systems
How to Apply for the ECO4 Scheme
Getting started is simple:
- Check your eligibility with our ECO4 Eligibility Checker.
- Consumer Rights will call you, explain the process, and connect you with a vetted, government-approved installer.
- If approved, the installer will assess your home and carry out the upgrades.
No costs. No hidden fees. Just a warmer, more efficient home.
Why ECO4 Matters
The ECO4 scheme is a huge opportunity for UK households to cut fuel bills and improve comfort during cold winters. Thousands of homes have already been upgraded.
Read more: A Guide to the ECO4 Scheme for Landlords
Funding is available until March 2026, but don’t leave it too late to apply.
ECO4 Support Available:
- Department for Business, Energy & Industrial Strategy: Energy Company Obligation
- Ofgem: Energy Company Obligation (ECO4) Guidance: Delivery V1.1
- Ofgem: Energy Company Obligation (ECO)
- UK Government: Help from your energy supplier: the Energy Company Obligation
- Which?: Energy Company Obligation (ECO)
Other Support Available:
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